| Evaluate Current Market Environment |
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Shorter-term changes |
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Defensive, inflationary, etc. |
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| Build “CORE” Portfolio |
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U.S., International and Emerging Markets Equity for
risk-adjusted growth of capital |
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A portfolio of bonds for income generation and capital preservation and/or fixed income ETFs for diversification |
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Alternative Investments for diversification and return
enhancement |
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| Identitfy Value-Added “Opportunistic” Investments |
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Thematic investment ideas |
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Focus on high growth and return potential |
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| Select “Best-of Breed” ETFs to Populate Allocation |
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Determine if ETFs are the best investment vehicle for each asset class at the current time |
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Evaluate ETF structure, cost, and turnover data |
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Assess volatility and correlation characteristics of ETFs and their underlying indices |
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“Stress-test” performance of ETFs in differing investment
cycles (scenario-based testing) |
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| Monitor, Rebalance & Report |
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Constant market analysis to adapt the customized
strategic allocation |
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Rebalance as necessary to maintain diversification |
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Ongoing review of client objectives and goals |
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Paper-free portfolio reporting |
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Face-to-face portfolio reviews and market updates |
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