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| Determine Lifestyle Goals |
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Income and cash flow needs for travel, medical, tuition, etc. |
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Retirement planning |
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| Discuss “Opportunistic” Investments |
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Current alternative investments |
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Personal areas of interest, e.g. clean energy, frontier markets |
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| Consider Specific Wealth Planning Situation |
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Legal entities |
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Tax considerations for portfolio transition |
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Outside investments |
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Special restrictions |
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| Define Investment Goals and Parameters |
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Investment time horizon |
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Performance objectives |
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Downside/risk tolerance |
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| Identify Risk/Return Profile |
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MMA standard risk profile – Conservative, Moderate, Aggressive |
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Adapt for a customized strategic allocation |
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